I will pay for the following article Capital One’s Key Environmental Forces. The work is to be 6 pages with three to five sources, with in-text citations and a reference page. It would be an appropriate action for the company given its current strategic position to concentrate on the credit card business. This will enable them to control their debt liabilities and handle charge-off rates properly. This will prove advantageous to the company as they can bend themselves to adjust to the economic state prevalent in the country.
The company is typically considering the loans as the most vital aspect by introducing new loan schemes. The company should start investing in the securities market. Diversification of the international portfolio is also on the cards to have the full benefit of the environmental strategies. The company can enhance their growth and expansion by reinvesting in its core business sector for increasing their profitability and effectiveness.
There has been a steep decline in the employment rate with the global market suffering under the tyranny of the global recession leading to an increase in consumer debt. The global recession harms the credit card segment with most of the markets have already reached the point of saturation. Intense competition in the consumer lending industry is having a direct impact on the interest margins. One of the greatest threats for the company is the restrictions imposed upon telemarketing. The government’s “do not call” list curbs the marketing aspect of the company for expansion and growth (OP Papers, 2010).
The internal environmental analysis of Capital One explores the capabilities and weaknesses. The strength of the company resides in the fact that it has diversified its business with great potential and success. The whole activity is divided into different segments which promote individual attention to be paid to each segment and the involvement of less amount of risk leading towards a more integrative approach. The company values its employee as an important asset of the company.